Cadence · find the money leaving your account on a schedule

Drop a bank or card CSV. Cadence does not look for a list of known brands — it finds rhythm: charges that repeat on a regular period, then flags the three things that actually cost you money and that your bank app never surfaces — silent price increases, two services doing the same job, and annual renewals about to hit.
The file is parsed in this tab. No upload, no bank connection, no account.
—committed per year
—recurring charges found
—lost to silent price rises
—overlapping services
—renewals in next 60 days

Recurring charges, worst first

Where it goes

Next 60 days

Detection is period-based: a merchant qualifies when 3+ charges share a stable gap (weekly, monthly, quarterly, yearly) with low jitter. A price rise is flagged when the newest amount exceeds the founding amount by more than 3% — the increase a provider is allowed to make without telling you twice.